Premium tax credits (PTC) are a new mechanism that will be available beginning in January 2013 to help people purchase health insurance in Covered California under the federal Affordable Care Act (ACA). Premium tax credits will be determined on a sliding scale based on income, and will operate as an offset against federal income taxes. Unlike many tax credits, the PTC will be available as soon as a consumer enrolls in an insurance plan - they won't have to wait until tax filing to claim the benefit. The PTC can be paid directly to the health insurance carrier to be applied against the premium.
Title: Health Reform in Translation: Small Group Coverage Before and After ACA
Publication date 2013-08-22
Publication Year 2013
California HealthCare Foundation
North America / United States (Western) / California
, group market
, healthcare foundation
, carriers may
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